Name: guito
Availability: InStock
Author: guito

Question 1

Which banks are supported?

Accepted Answer

Over 145 banks across 29 European countries, including all major Portuguese banks (CGD, Millennium BCP, Novo Banco, Santander, BPI, and more). See the full list of supported banks.

Question 2

Who is the bank connection provider?

Accepted Answer

We use GoCardless (formerly Nordigen), a payment institution authorized and regulated by the UK's Financial Conduct Authority (FCA) and registered with Banco de Portugal. GoCardless is one of Europe's largest Open Banking providers, used by thousands of companies across the continent.

Question 3

What is the PSD2 directive and how does it protect me?

Accepted Answer

PSD2 (Payment Services Directive 2) is a European directive that regulates third-party access to bank accounts. It ensures that access is always authorized by you, with strong customer authentication (SCA), and that only read-only access is granted. No third party can make payments or transfers through this connection.

Question 4

How often do I need to renew the authorization?

Accepted Answer

PSD2 authorization duration can vary depending on the bank, but guito keeps the standard 90-day period. When it expires, guito notifies you and asks you to renew consent directly with your bank. The process takes less than a minute.

Question 5

How often are transactions updated?

Accepted Answer

Transactions are automatically synced up to 4 times per day, as defined by PSD2 regulation limits. guito manages the sync frequency automatically, so you don't have to worry about it.

Question 6

How does the bank connection work?

Accepted Answer

You authenticate directly with your bank through GoCardless, a certified PSD2 intermediary. We never see your banking credentials. Once authorized, your balances and transactions are synced automatically up to 4 times per day.

Question 7

Can I add transactions manually?

Accepted Answer

Yes. You can create manual transactions on any account for cash payments, corrections, or anything your bank doesn't capture.

Every bank. Zero hassle.

Your data, untouchable.

All your banks, connected

Zero manual work

FAQ

Your finances, finally organized

Every bank. Zero hassle.

Your data, untouchable.

All your banks, connected

Zero manual work

FAQ

Your finances, finally organized