Automatic import
Upload the contract, AI handles the rest
Upload your credit contract PDF. AI extracts the credit type, rate, term, payment, and all details automatically.
- PDF or image of the contract
- Automatic extraction of rate, term, and payment
- Review and edit before saving
Dados extraídos
Loan tracking
Mortgage, car, personal. All visible.
Track outstanding balances, monthly payments, and remaining terms for every loan, regardless of type.
- Outstanding balance, payment, and remaining term
- Fixed and variable rate detail
- Amortization progress
Crédito habitação
Taxa variável · Euribor 6M + 0,95%
Saldo em dívida
149 060,28 €
Prestação mensal
487,32 €/mês
Prazo restante
25a 3m
Amortização
25%
Crédito automóvel
Taxa fixa · 7,90%
Saldo em dívida
8 420,00 €
Prestação mensal
245,00 €/mês
Prazo restante
3a 2m
Amortização
58%
Amortization schedule
Payment, principal, and interest month by month
Detailed month-by-month amortization schedule. Record early repayments and see their impact on the outstanding balance.
- Full schedule with payment, principal, and interest
- Early repayment recording
- Current month highlight and payment history
Impacto mensal
Taxa variável
| Data | Prestação | Capital | Saldo |
|---|---|---|---|
| Jan 2026 | 487,32 € | 312,15 € | 149 688 € |
| Fev 2026 | 487,32 € | 313,28 € | 149 375 € |
| Mar 2026 | 487,32 € | 314,42 € | 149 060 € |
| Abr 2026 | 487,32 € | 315,56 € | 148 745 € |
| Mai 2026 | 487,32 € | 316,71 € | 148 428 € |
Linked asset
Link each loan to the asset it finances
Connect your car loan to your car, your mortgage to the property. See the real equity of each financed asset.
- Linking by type: property, vehicle, or other
- Real equity: market value minus debt
- Visible in both loan and asset detail
Toyota Corolla
Ativo
18 500 €
Crédito automóvel
Passivo
−8 420 €
Equidade real
10 080 €
Net worth
Assets minus liabilities = real picture
See your true financial position. Liabilities are automatically deducted from your assets to show your real net worth over time.
- True net worth calculation
- Net worth evolution over time
- Breakdown by category: investments, cash, and others