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guito

Manage your finances
without spreadsheets

Track your bank accounts, investments, and savings in one place.

Try net salary and IRS calculators

Integrated with major banks and financial institutions

Caixa Geral de Depósitos
Millennium BCP
Santander
Novo Banco
ActivoBank
Crédito Agrícola
Bankinter
Abanca
Revolut
Caixa Geral de Depósitos
Millennium BCP
Santander
Novo Banco
ActivoBank
Crédito Agrícola
Bankinter
Abanca
Revolut

Your financial life in one place

without complex formulas

Consolidated dashboard with net worth
Wealth evolution charts
Configurable emergency fund
Recent transactions overview
Detailed performance charts
Custom time period analysis

Access to major markets

NYSE
NASDAQ
Euronext
XETRA
Frankfurt Stock Exchange

Built to simplify

All the tools needed to manage your wealth, with cutting-edge technology and advanced security.

Bank connection

Automatic sync with major Portuguese banks via PSD2.

  • Secure PSD2 connection
  • Automatic daily sync
  • Multi-bank support

AI assistant

Intelligent financial analysis with natural language understanding.

  • Natural language queries
  • Portfolio insights
  • Transaction import

Markets

Track stocks, ETFs and funds with real-time updates.

AAPL +2.5%TSLA -1.2%
  • Real-time quotes
  • Performance tracking
  • Dividend history

Savings

Monitor savings certificates and retirement products.

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  • Savings certificates
  • PPR management
  • Interest tracking

Overview

Complete dashboard with all your wealth in one place.

+12.5%€24.2k
  • Net worth tracking
  • Asset allocation
  • Emergency fund

Calculators

Tax, salary and energy tools optimised for Portugal.

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  • Net salary calculator
  • IRS calculator
  • Energy price comparator

Time is money.Save both

Your money explained by experts, instantly. Ask natural questions about your finances and get clear, accurate answers.

Natural language queries about your finances
Personalized wealth reports
Smart expense analysis

Plans that grow with you

Start for free and upgrade when you need more.

Start today

Ready to take full control of your finances?

Create your account and discover how guito can transform your personal financial management.

Featured in

Contas Poupanca

What is guito?

guito is a financial management platform to manage your finances and investments in one place, without spreadsheets. Everything is organised in a simple platform made especially for Portugal.

  • Connects all Portuguese banks in one place
  • Shows how much money you have in each account
  • Tracks investments, funds and PPRs
  • Answers questions about your finances in Portuguese
  • Calculates net salary and IRS automatically

How does the bank connection work?

Simply connect your bank accounts completely securely. guito only reads data, it can never move money or access passwords.

  • Only reads information, does not move money
  • No need to share passwords
  • Works with all major Portuguese banks
  • Data always secure, protected and GDPR compliant
  • Read-only connection, no risks

Supported banks in Portugal

guito connects with all major Portuguese banks:

  • Caixa Geral de Depósitos (CGD)
  • Millennium BCP
  • Banco Santander
  • Novo Banco
  • Banco BPI
  • ActivoBank
  • Crédito Agrícola
  • Bankinter
  • Abanca
  • Revolut

Smart financial assistant

guito's assistant answers in natural Portuguese. You can ask anything about your finances, like a normal conversation:

  • How much money do I have in total?
  • Where do I spend the most money?
  • How are my investments doing?
  • How much do I save per month?
  • Is it worth investing in this fund?
  • What is my net worth?
  • Where can I cut expenses?

Free tax calculators

Useful tools for all Portuguese residents:

  • Calculate net salary for 2024 and 2025
  • Simulate IRS before submitting the declaration
  • Calculate IRS Jovem benefits
  • See all possible tax deductions
  • Compare salaries between different years
  • Simulate meal allowance impact
  • Compare electricity and natural gas prices across providers in Portugal

Why choose guito?

  • Portuguese platform, made for the Portuguese market
  • Easy to use, even without technical knowledge
  • Saves time spent on spreadsheets
  • Interface entirely in Portuguese
  • Free to start and try
  • Secure and protected data
  • Works perfectly on mobile and computer
  • Customer support in Portuguese

Security and privacy

guito takes security very seriously:

  • Never stores bank passwords
  • Encrypted and secure connections
  • Full GDPR compliance
  • Data stored on secure servers in Europe
  • Never shares data with third parties

How to get started

It's very simple to start using guito:

  1. Visit guito.pt
  2. Try the free calculators without registration
  3. If you like it, create a free account
  4. Connect a bank to see how it works
  5. Explore the dashboard and ask the assistant questions
  6. Add more banks and accounts as needed

The platform that allows you to master your personal finances with accurate data, maximum security and advanced technology.

Product

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