Bank accounts, investments, retirement savings plans, savings certificates, loans, budgets and goals, with an AI agent that knows your finances.
Start with no commitment. Try the Plus plan free for 14 days, no card.
Over 170,000 transactions categorised
Connect banks and brokers with the Plus plan or, if you prefer, add your transactions by hand.
guito categorises transactions automatically. When you correct a category, it uses your choice to categorise future transactions.
Sync your broker or record purchases and sales manually. Track your investments in one place.
Bank accounts
Balances and transactions from over 140 eurozone banks, synced every day or updated by hand.
Portfolio and markets
Track shares, ETFs, funds, crypto, retirement savings plans and savings certificates, with updated values and dividend records.
Loans
Mortgage, car or personal loan. Upload the contract and review the details guito extracts.
Transactions
guito categorises transactions automatically and learns from the categories you correct.
Budgets
Decide how much you want to spend across a set of categories.
Goals
A deposit for a home, a dream holiday or an emergency fund.
Take guito with you. Check your accounts, track investments and talk to the AI agent wherever you are.
Ask about your accounts, spending and investments. The agent answers using your data and helps you understand the numbers.
Read-only bank connections, encrypted data and control over access to your information.
What protects your data
Portuguese income tax, net salary, mortgages and more. Free to use, with no account needed.
Start for free. Try Plus for 14 days whenever you like, with no card or payment commitment.
Plan
€0per month
Plan
€6.67per month
Billed annually: €79.99.
Everything in the Free plan, plus:
150 AI credits per month
Try the Plus plan for 14 days, no card, whenever you like.
Can't find the answer? Write to support@guito.pt.
One place for your personal finances: bank accounts, investments, Portuguese retirement savings plans (PPR), savings certificates, your home, loans, budgets and goals, with an AI agent and Portuguese income tax and net salary calculators.
The Free plan includes all 19 calculators, manually tracked accounts and investments, 6 months of history, budgets and goals. Plus adds up to 10 automatic bank connections, Trading 212 and Interactive Brokers sync, loans, recurring and scheduled transactions, full history, the AI agent and access through external assistants. You can try the Plus plan for 14 days, no card. When it ends, the account goes back to the Free plan and nothing is charged.
Yes. The connection uses open banking, through an authorised and supervised provider, and it is read-only: guito sees balances and transactions, but cannot move money. You grant access on your own bank's site, and guito never stores your credentials. You can disconnect whenever you like.
Over 140 banks in 20 eurozone countries, plus Trading 212 and Interactive Brokers for investments. The full list is on the supported banks page. If your bank or broker is not on the list yet, import the statement or add the account by hand.
Create a free account and add your first account or investment. No card is needed. You can enable automatic bank connections with Plus later without losing what you have entered.
Yes. You can request account deletion in settings. The privacy policy explains the deletion timeline and the data we must retain to meet legal obligations.
Create your free account in seconds. Your finances, finally organised the way they should be.
guito brings bank accounts, investments, loans, budgets and goals together in one place. It is a personal finance app developed in Portugal.
You authorise the connection directly with your bank. guito reads balances and transactions without moving money or accessing your passwords.
guito lets you connect over 140 banks across 20 eurozone countries, including:
Ask guito’s agent about your accounts, spending and investments:
With Plus, you can connect your guito account to Claude or ChatGPT through an MCP connector:
guito automatically categorises all bank transactions using artificial intelligence, providing detailed financial analysis:
Track your savings goals and compare spending with your budget limits:
guito detects what repeats every month and projects what is still to be paid:
Track your investments in one place with updated market data:
Track and manage all loans and credits in one place:
guito tracks property values beside the loan that finances them, inside the same net worth:
Useful tools for all Portuguese residents:
guito has a native app for iOS and Android, with the same accounts and the same agent.
Now on the App Store and Google Play.
guito has a Free plan and a paid Plus plan, monthly or annual. No hidden price.
Plus costs €7.99 per month or €79.99 per year.
Plus can be tried for 14 days with no card. At the end the account returns to the Free plan and nothing is charged.
On the Free plan:
On the Plus plan:
guito takes security very seriously:
Start with the calculators or create an account to organise your finances:
Plan
€0per month
Plan
€6.67per month
Billed annually: €79.99.
Everything in the Free plan, plus:
150 AI credits per month
Try the Plus plan for 14 days, no card, whenever you like.
