guito is a platform to manage all your personal finances in one place. Bank accounts, investments, PPR, savings certificates, loans, and more, with secure bank connection, AI-powered analysis, and calculators for salary and IRS.

How much does it cost?

guito has a free plan with salary and IRS calculators, manual portfolio tracking, and access to the AI assistant. The Plus plan adds automatic bank connection, more AI credits, and advanced features. You can see all plans on the pricing page.

How do I get started?

Create a free account, connect your bank (optional), and start exploring. No credit card required. You can add investments, track transactions, and use the AI assistant right away.

Can I delete my account and data?

Yes. You can delete your account at any time from the settings page. All your data is permanently removed from our servers, as required by GDPR.

How do I contact support?

Use the megaphone icon in the user menu to send feedback or report issues directly from the app. You can also reach us at info@guito.pt.

Personal finance
in one place.

Name: guito
Availability: InStock
Author: guito

Goodbye, spreadsheets. Accounts, investments, and loans in one place, with an AI agent always ready.

Bank accounts

Every bank. One view.

Automatic connection with major Portuguese banks via PSD2. Balances and transactions synced daily, or track manually.

Secure and regulated PSD2 connection
Automatic daily sync
Manual tracking for banks without PSD2

+145 bancos em Portugal e na Europa

Contas bancárias

Caixa Geral de Depósitos

2 contas

4 312,87 €

Santander

1 conta

8 450,00 €

ActivoBank

1 conta

1 230,50 €

Revolut

1 conta

2 875,00 €

Portfolio & markets

Your investments. Always under control.

Stocks, ETFs and funds with daily updated quotes. Performance, dividends and allocation in a single view.

Daily updated quotes
Performance and returns
Broker statement import

Património total

54 737,40 €

Hoje

YTD

Dinheiro e equivalentes

16 868,37 €30,8%

Ações e ETFs

12 629,03 €23,1%

PPR e certificados

25 240,00 €46,1%

Posições

ATIVO	VALOR	RETORNO
Save & Grow PPR PPR	15 240,00 €	+2 130,00 €
Cert. Aforro série F Certificados	10 000,00 €	+312,50 €
Apple Inc. Ações	7 480,15 €	+1 236,20 €
NVIDIA Corp. Ações	5 148,88 €	-524,30 €

AI agent

Ask. It handles the rest.

Ask your personalized agent anything about your finances. It knows better than anyone.

Natural language queries
Portfolio analysis
Answers with financial context

Olá, sou o seu assistente inteligente. Como posso ajudar?

As respostas são geradas automaticamente.

Qual é o meu património?

Mostra as minhas posições

Analisa os meus gastos

Escreva uma mensagem...

Calculators & simulators

Simulate before you decide.

18 calculators for IRS, net salary, mortgage and more. Portuguese legislation always up to date.

IRS and net salary simulators
Mortgage calculators
Up-to-date Portuguese legislation

Situação atual

A sua situação laboral e fiscal

Residência fiscal

Atividade

Taxa segurança social

Tem deficiência

Tem ADSE

Resultado

Base de incidência1 600,00 €

Retenção IRS12,02 %- 192,00 €

Contribuição SS11 %- 176,00 €

Rendimento líquido1 232,00 €

Subsídio de refeição+ 176,00 €

Salário líquido1 408,00 €

Security & privacy

Your data, protected from the ground up.

AES-256 encryption, PSD2 compliance and GDPR from the ground up. Your financial data never leaves the EU.

PSD2 regulated connection
AES-256 encryption at rest
Data hosted in the EU

PSD2

RGPD

AES-256

FAQ

Choose your plan.

Start for free. Upgrade when you want to.